WELCOME TO FixedLending
Fund Your Next OKC Flip.
FixedLending is your trusted Oklahoma City hard money lender. Your local private money partner, fueling real estate investors to close more deals with less hassle.
- Skip the Bank Headaches
- No Hard Credit Pull. No Min Credit Score.
- No Draw Fees. Ever.
- No Prepayment Penalties
- No formal inspections or appraisals
- Use Collateral for 100% Financing
The ONLY Lending Partner Who Backs You with Cash
The Rhino Guarantees
When we say we move fast — we back it with cash. Every investor we work with gets our two signature performance guarantees. These aren’t slogans. They’re promises, backed by cash.
Charging Speed Guarantee
Ring The Bell Promise
All You Need is Two Minutes
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Hector Murillo
FixedLending is the best lending option for both new and experienced real estate investors. With no interest payments or points paid until exit/loan payback, a feature unique to FixedLending, you can count on fast and reliable funding.
Robert W
Just closed on a multi property deal with Justin and I couldn’t be more pleased. Justin was easy to work with, completed his inspections quickly, and we were able to close on time. I’m looking forward to working with him in the future!
J B
I personally worked with Joel & he is a person of integrity. He follows through on what he says he will do. I would definitely do business with him again in the future.
Roshan K
Awesome people to work with. Easy transactions, no stress. Stand by their word and get deals done âś”
Toby L
Always a pleasure to work Joel, Quick to reply and respectful of your time. Looking forward to working together in the future.
Ben C
Very friendly people here, down to earth, easy to work with, bring some great deals to the table!
Robert C
I was very happy with Joel and did everything that he has said he would I would tell anyone to use them. Great to work with!!
Kellye R
They are great people to work with. They were very professional from start to finish. I look forward to future deals!
Daren W
A smooth easy transaction and a pleasure to work with. Highly recommended
Myniah P
Smooth and quick process! Communication was great throughout the whole process.
Michelle A
The process was quick and uncomplicated! Would use them 100% again!
$250K LOAN IN OWASSO
Just closed a creative deal in Owasso!
Our borrower leveraged equity from another...
$400K LOAN IN MIDTOWN
This one was for a new client buying a property for $515k and doing some renovations to it.
Our 400k loan got the job done and we closed in just a few business days.
$365K LOAN IN OKC
We just funded a large fix and flip deal in OKC. A trusted broker brought us this deal, creating a perfect win/win/win opportunity. This property sits on 5 acres and will be a large 150K rehab.
The buyer acquired the property at...
Our Oklahoma City Hard Money Loan Programs
We fund a wide range of short-term real estate investment projects across Oklahoma.
Why Oklahoma City Investors Choose FixedLending
Real estate investors throughout Oklahoma City, Norman, and Edmond partner with Fixed Lending because we understand how local markets move — fast. Whether you’re flipping a property in Midtown, building rentals in Moore, or refinancing an existing project, we provide the capital and flexibility you need to stay competitive.
As a direct hard money lender, we underwrite in-house, make our own lending decisions, and close in days — not weeks.
That means:
- Real approvals by real lenders
- Transparent, investor-friendly terms
- Fast funding and local expertise
If you’re investing anywhere in the Oklahoma City metro area, we’re here to help you get funded quickly and scale your portfolio.
Serving the Entire Oklahoma City Metro Area
We proudly serve investors throughout the greater Oklahoma City region, including:
- Oklahoma City
- Norman
- Edmond
- Moore
- Midwest City
- Yukon
- Del City
From downtown OKC rehabs to new builds in Edmond, Fixed Lending provides the local experience and funding power you need to move quickly in today’s market.
Oklahoma City Hard Money Loan FAQs
We can close in as little as 3–5 business days after approval.
We fund short-term fix & flip projects, new construction loans, and bridge loans across Oklahoma. While we don’t fund long-term DSCR rental loans, many borrowers use our loans to fund the rehab portion of their project and then refinance into a long-term product with another lender.
Absolutely. We serve investors in Tulsa, Norman, Edmond, and other Oklahoma markets.
No. Our loans are asset-based, focused on property value and exit strategy.
Application
- Skip the Bank Headaches
- No Hard Credit Pull. No Min Credit Score.
- No Draw Fees. Ever.
- No Prepayment Penalties
- No formal inspections or appraisals
- Use Collateral for 100% Financing
Our FAQS
Everything You Need to Know
What exactly is a FixedLending loan?
A FixedLending loan is a short-term, asset-based loan that provides funding for acquisition and repairs on investment properties. These loans are funded by private capital.
What are the advantages of using a FixedLending loan?
We do not shop our loans and we work dircetly alongside our borrowers locally here in Oklahoma. This allows us to be fast, flexible, and creative to get deals done when it matters most.
What and where does FixedLending lend?
We are 100% local and lend in our great state of Oklahoma. We lend on residential but would be happy to look at other asset classes on a deal by deal basis.
How long of a period is the loan?
We offer short term 6 month interest only loans. Extensions are available and terms are discussed on a deal by deal basis according to the project and needs.