WE FUND RESIDENTIAL AND COMMERCIAL
About Us
Local Real Estate Investors And Hard Money Loan Solutions
Welcome to FixedLending, where we bring over 20 years of combined expertise in real estate investment. Over the years, we have become known for our ability to spot and capitalize on lucrative investment opportunities across a range of sectors, including residential, land, and industrial properties.
Our hard money loan services are designed to be flexible and fast, providing our clients with the necessary financial resources to seize opportunities swiftly. We tailor these services to meet the unique requirements of each client, aligning with their specific investment strategies.
At FixedLending, we believe that the foundation of success lies in strong, lasting relationships. Our approach is rooted in trust, transparency, and mutual respect. We are dedicated to empowering our clients with the knowledge and guidance they need to make informed decisions and achieve their investment goals like a Rhino!
Our Team
Olivia Martindale
Portfolio Manager
Olivia Martindale
Portfolio Manager
Olivia has spent 5 years in the real estate industry, developing a passion for creating streamlined systems that improve efficiency and drive business success. As the Portfolio Manager at FixedLending, she oversees the company’s operations, focusing on ensuring that everything runs smoothly, accurately, and on time. Olivia loves finding ways to improve processes and solve problems, making sure every detail is handled with care. Her dedication to building efficient, effective systems has made her an invaluable part of the team.
Wesley Rowe
Sr Loan Processor
Wesley Rowe
Sr Loan Processor
Wesley plays a key role at FixedLending, handling draw requests, borrower and investor relations, and loan underwriting. With a decade of experience in the title industry as an Escrow Assistant, he developed a strong reputation for clearing complex title issues and advocating for clients with diligence and care.
Wesley’s strength lies in building lasting relationships and finding creative solutions to complex problems. He approaches each loan with a commitment to clarity, communication, and a belief that the best outcomes come from understanding people as well as numbers.
Outside of work, Wesley is an artist and oil painter, as well as a devoted husband and proud father. His philosophy in both life and work is rooted in a spirit of adventure and a desire to create meaningful impact.
Justin Foster
Founder
Justin Foster
Founder
Justin is a real estate investor and the founder of a hard money lending business focused on helping others reach their goals. His experience scaling single-family flipping and wholesale companies, along with completing larger commercial and development deals, has shaped his understanding of what investors need most—speed, flexibility, and a partner who’s genuinely invested in their success.
Justin sees lending as more than a business; it’s a vehicle to steward resources well and build relationships that last. He values the chance to work alongside borrowers, finding solutions that work for them while ensuring the lending business remains strong and sustainable. Everything he does flows from four core values: be a good steward, do the right thing, know yourself, and take massive action.
Outside of investing, Justin enjoys life with his family on their farm, where projects like building a treehouse or carving out trails around the property are always underway. As an investor, he values time freedom above all else and seeks to help others experience the same. For Justin, investments are a means to an end—a way to breathe deeply and focus on what truly matters.
Justin sees lending as more than a business; it’s a vehicle to steward resources well and build relationships that last. He values the chance to work alongside borrowers, finding solutions that work for them while ensuring the lending business remains strong and sustainable. Everything he does flows from four core values: be a good steward, do the right thing, know yourself, and take massive action.
Outside of investing, Justin enjoys life with his family on their farm, where projects like building a treehouse or carving out trails around the property are always underway. As an investor, he values time freedom above all else and seeks to help others experience the same. For Justin, investments are a means to an end—a way to breathe deeply and focus on what truly matters.
En Mayordomo
Marketing Manager
En Mayordomo
Marketing Manager
En transforms raw data into meaningful marketing strategies as our Marketing and Content Manager at FixedLending. Leveraging his degree in the hard sciences and more than a decade of professional expertise, he expertly oversees our newsletter campaigns, podcast management, and website functionality. His analytical background makes him particularly adept at reporting key metrics and optimizing parts of the operations, while his creative problem-solving skills drive continuous improvement across our marketing systems. En lives by the principle that "how you do one thing is how you do everything," bringing meticulous attention to every project. In his free time, he balances his technical mind with philosophy, Lacanian psychoanalysis, cooking, being an awesome husband and catfather, and quality entertainment.
Joel Kadlec
Founder
Joel Kadlec
Founder
With experience in hundreds of real estate transactions, Joel has worked across a wide range of asset classes, including single-family fix-and-flips, rentals, industrial properties, and land development. Over the years, Joel has gained a deep understanding of the real estate market and the strategies that drive successful investments.
His background is rooted in hands-on experience and a genuine passion for real estate, providing him the opportunity to work on projects that not only generate great returns but also make a positive impact on the communities they’re part of.
His background is rooted in hands-on experience and a genuine passion for real estate, providing him the opportunity to work on projects that not only generate great returns but also make a positive impact on the communities they’re part of.
Ryan Kadlec
Partner
Ryan Kadlec
Partner
With a background in the financial services, people leadership and operations, Ryan is passionate about driving results while also serving others and building relationships. His core values of Vulnerability, Connection and Stewardship are what ground him in professional endeavors as well as his personal life. Ryan views all the deals he funds as an opportunity to deepen a relationship while also improving the local community. The lending business is a vehicle to leave a lasting legacy for his family and his circle of influence.
In his personal life, Ryan is a husband and father of three. He enjoys spending most of his free time with his family, reading a good book or following one of his favorite sports teams.
His background is rooted in hands-on experience and a genuine passion for real estate, providing him the opportunity to work on projects that not only generate great returns but also make a positive impact on the communities they’re part of.
His background is rooted in hands-on experience and a genuine passion for real estate, providing him the opportunity to work on projects that not only generate great returns but also make a positive impact on the communities they’re part of.